Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Customer," "you," or "your") and AI Intelligence Sharing Inc., a Wyoming Corporation ("Company," "we," "our," or "us"), operating under the trade name "Merchant Processing AI Pro."

By accessing our website, using our services, or entering into a merchant processing agreement with a Registered ISO, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our services.

Merchant Processing ISO/Agent referring Agent

As an Authorized ISO/Agent, for multiple Registered ISO (Independent Sales Organizations), we offer merchant processing services including but not limited to:

• Credit and debit card processing
• Point of sale (POS) systems and equipment
• Online payment processing and e-commerce solutions
• Mobile payment processing
• ACH and electronic check processing
• Cash discount and dual-pricing programs

AI Consulting Services

We provide Strategic AI Analysis and Consulting services including:

• Business operations analysis and optimization
• Market position assessment and competitive analysis
• Financial performance optimization
• Strategic planning and growth recommendations
• Quarterly reports and ongoing business intelligence

Eligibility

To use our services, you must be at least 18 years of age and have the legal authority to enter into binding agreements. You must provide accurate, current, and complete information about your business and maintain the accuracy of such information.

Account Responsibilities

• Maintain the security and confidentiality of your account credentials
• Comply with all applicable laws and regulations
• Process only legitimate transactions
• Notify the Registered ISO merchant processor, immediately, of any suspicious or fraudulent activity

Processing fees, rates, and charges are outlined in your individual Registered ISO merchant processing agreement. Additional fees may apply for:

• Chargebacks and retrieval requests
• Equipment rental or purchase
• Non-compliance penalties
• Monthly minimum processing requirements
• Early termination (if applicable)

AI Consulting Services: Strategic AI Analysis and Consulting services are provided at no additional charge to active merchant processing customers, with reports generated quarterly (every 90 days).

You agree not to use our services for any illegal or prohibited activities, including but not limited to:

• Processing fraudulent or unauthorized transactions
• Money laundering or terrorist financing
• Sale of illegal goods or services
• Adult entertainment or gambling (unless specifically authorized)
• High-risk activities without proper disclosure and approval
• Circumventing card network rules and regulations

We are committed to protecting your privacy and maintaining the security of your data. Our collection, use, and protection of personal and business information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

PCI Compliance

You agree to maintain compliance with Payment Card Industry Data Security Standards (PCI DSS) and other applicable security requirements. The Registered ISO, your processor, will assist in providing secure processing solutions, but ultimate compliance responsibility rests with the merchant.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AI INTELLIGENCE SHARING INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS INTERRUPTION.

Our total liability for any claims arising from or related to these Terms or our services shall not exceed the total amount paid by you to us in the twelve (12) months preceding the claim.

We provide our services "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied. While we strive to provide accurate AI consulting and reliable processing services, we do not warrant that:

• Services will be uninterrupted or error-free
• AI analysis and recommendations will guarantee specific results
• All defects will be corrected
• Services will meet your specific requirements

Either party, the Registered ISO merchant processor or merchant, may terminate their agreement as specified in the Registered ISO's merchant processing agreement. Reasons why an account may be immediately terminated by a Registered ISO:

• You violate the Terms or your merchant processing agreement
• You engage in fraudulent or illegal activities
• Your account presents an unacceptable risk
• You fail to pay fees or charges when due

Upon termination by a Registered ISO merchant processor, you normally remain liable for all charges incurred and must return any equipment provided by the Registered ISO.

These Terms are governed by the laws of the State of Wyoming, without regard to conflict of law principles. Any disputes arising from these Terms or our services shall be resolved through binding arbitration in Wyoming, except for claims involving intellectual property rights. Regarding the Terms of your merchant processing agreement, please refer to the Terms of your merchant processing agreement, with the Registered ISO.